Deciding to move to Spain or buy a holiday home on the Costa Blanca is an exciting step. There is a lot to do but with good research and the right estate agent to help, you can find your dream home in the sun.
If you don’t know which part of Spain you want to settle in, doing research on the different areas is a good place to start. Think about what you want from your new life, whether that is a quiet village, a busy city, a coastal location, or plenty of fellow expats nearby.
Once you have decided on what part of the Costa Blanca you want to live in, it is time to find your perfect property!
Here at Benigest, we have lots of properties for sale on the Costa Blanca South, in the towns of Benijofar, Rojales, Ciudad Quesada, Formentera del Segura, Algorfa, Daya Nueva, Torrevieja, and the surrounding areas. Whether you are looking for a villa, an apartment, a townhouse, or a finca in the countryside, Benigest have plenty of properties to show you.
We can arrange viewings on all properties that you are interested in, so if you are planning a viewing trip to Spain just let us know. We work with lots of local estate agents, so if you see a property with another agent, we can set up a viewing for you.
Whether you are moving to Spain permanently, buying a holiday home, or selling a property in Spain, there are lots of things you will need to do.
Benigest are more than just an estate agent and we can help with everything associated with your property purchase and move to Spain, including:
Calculating legal costs
There are expenses you need to bear in mind when buying or selling a property in Spain. When you are selling a property there is a 3% tax to pay if you are a non-resident and when purchasing there is a 10% tax to pay on top of the property purchase price.
We can explain and help you calculate all fees involved in buying a property so you can ensure you have the funds needed.
Getting a mortgage in Spain
If you need to get a mortgage in Spain to help fund your property, we can help. The maximum percentage banks will lend is 80%, but we work with several different banks so can offer you various mortgage options. We will also help you go through all the paperwork needed for you to start mortgage proceedings with the bank.
Architect services
If you find your dream property but want to know if there’s enough room to build a swimming pool or extend the property, we can introduce you to a professional and experienced architect who will be able to obtain certificates and reports for any building work required.
Conveyancing
Managing the legal paperwork involved in the buying or selling of a property in Spain can be complicated. Benigest can do all paperwork on your behalf and complete the process without you having to worry about anything.
Land Registry
We can register your property with the corresponding land registry office once it is acquired.
Property debt checks
We can take the necessary procedures in order to ensure there are no debts on a prospective property before you buy.
Property valuations
Benigest offer a free valuation on your property with no obligation to you.
Notary arrangements
We can make all the notary arrangements and liaise with the notary before the sale or purchase takes place, to ensure they have all the documents ready and prepared for your chosen completion date.
Reviewing title deeds
If you do not fully understand your escritura (title deeds), we can go through it with a fine-tooth comb for any discrepancies and will explain everything to you.
Utility changeovers
When you purchase a property in Spain, we make sure all utility payments are up to date and there are no outstanding debts before the property is signed for and completed at the notary. We will also help with the changeover of name on the utilities.
As well as the services directly involved with buying or selling a property on the Costa Blanca, Benigest can help with other elements of your new life in Spain including…
- Accountancy
- Opening bank accounts
- Exchanging money
- Company creation and setting up as autonomo (self-employed)
- Document translation
- Energy certificates
- Habitation certificates
- Fiscal residency
- Inheritance
- Insurances
- Modelo 720 (income tax)
- NIE numbers
- Non-resident taxes
- Power of attorney
- Rental contracts
- Residencia
- School enrolment
- SIP medical cards
- European health cards
- Tax office notifications
- Tourist licence
- Vida Laboral
- Wills
- Certifying documents
So, if you are planning on buying or selling a property in Spain, get in touch with us here at Benigest for advice on what you’ll need to do and what aspects we can help with.
